Insurers of directors backdating claims face decline in online dating


11-Nov-2016 22:14

Companies purchase liability insurance coverage to protect themselves from risks that may arise in the future.

In some cases, however, there may be gaps in coverage that are only discovered after a loss event occurs.

Such evidence could include corporate minutes, accounting ledgers, annual reports, internal memoranda, transactional records and even personal appointment calendars – but nothing is more important than locating the policy number itself.

In most cases, the insurer will conduct actuarial analysis on a potential policyholder to determine the likelihood of a claim being made, but in the case of backdated coverage the insurer is already dealing with the loss and instead must determine how severe the loss will ultimately be.



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